Pros of filing for a Chapter 7

Automatically stops collection activity Stops utility disconnection, if the company is named as a Creditor Stops garnishment of your wages Can stop creditor harassment.

Cons of filing for a Chapter 7

Can affect your credit score Will be on your credit report for up to 10 years from the date of filing.

Do I need to be a U.S. Citizen to file for Chapter 7?

No. Regardless of your citizenship status, you will be able to apply for debt relief. However, the United States Bankruptcy Court does require proper documentation such as social security numbers or tax identification numbers to be included in the filing.

What are some changes in bankruptcy laws?

As per the Bankruptcy Abuse and Consumer Protection Act of 2005 (BAPCPA), for consumers who file a Chapter 7, a “means test” must be completed and two required Credit Counseling Courses.

Bankruptcy - Financial Relief

Facing Financial Challenges?

Our Bankruptcy team has more than a decade of experience assisting individuals and families to start over with debt relief. Our team will evaluate your current financial situation, and perform a credit/debt analysis to assess what your best options are.

The primary purpose of bankruptcy is to give honest debtors a “fresh start” financially by allowing them to keep their exempt assets and discharge their qualifying debts.

Debts discharged are:	Debts not discharged are:
credit cards	Child support
Medical bills	Criminal restitution
Personal & Unsecured Loans	Certain taxes
Utility Bills	Debts incurred through fraud
Uninsured motor vehicle accidents	Most student loans
Debts owed to former Landlords
Other general unsecured debts

Bankruptcy FAQ's

Pros of filing for a Chapter 7
- Automatically stops collection activity
- Stops utility disconnection, if the company is named as a Creditor
- Stops garnishment of your wages
- Can stop creditor harassment.
Cons of filing for a Chapter 7
- Can affect your credit score
- Will be on your credit report for up to 10 years from the date of filing.
Do I need to be a U.S. Citizen to file for Chapter 7?

No. Regardless of your citizenship status, you will be able to apply for debt relief. However, the United States Bankruptcy Court does require proper documentation such as social security numbers or tax identification numbers to be included in the filing.
What are some changes in bankruptcy laws?

As per the Bankruptcy Abuse and Consumer Protection Act of 2005 (BAPCPA), for consumers who file a Chapter 7, a “means test” must be completed and two required Credit Counseling Courses.

Means Test

The test used to qualify for Chapter 7 relief is called the “means test“. The bankruptcy means test is a formula that determines if a debtor is eligible for Chapter 7 bankruptcy. The test assesses a debtor’s ability to repay their debts and avoid abusing the bankruptcy system.

The first step is simple: If your current monthly income is less than the median for a household of your size in your state, you pass. You’re done and don’t need to complete the rest of the means test! You can file for Chapter 7.

Who is Exempt?

disabled veterans who incurred their debt primarily during active duty or performing a homeland defense activity
if your debts are not primarily consumer debts

Where does Bankruptcy Court get the data?

The data for the bankruptcy means test primarily comes from the U.S. Census Bureau, which provides the median income figures for each state and household size used to determine if someone qualifies for Chapter 7 bankruptcy based on their income level; this data is updated annually and adjusted based on the Consumer Price Index (CPI).

Take our FREE Means test below to check if you qualify.

Currently only supports NY State.

Means Test

1Your Finances

2Your Debt

3Your Results

https://paralegalsftc.com/legal-services/bankruptcy/

Let's start with your geographic information

What is your zipcode?(Required)

And what is your household size?(Required)

Hidden

County zipcodes

Based on your answer, your resident city is The Bronx.

Based on your answer, your resident city is Manhattan.

Based on your answer, your resident city is Brooklyn.

Based on your answer, your resident city is Queens.

Based on your answer, your resident city is Staten Island.

Based on your answer, your resident County is Albany.

Based on your answer, your resident County is Allegany.

Based on your answer, your resident County is Broome.

Based on your answer, your resident County is Chautauqua.

Based on your answer, your resident County is Cattaraugus.

Based on your answer, your resident County is Cayuga.

Based on your answer, your resident County is Chemung.

Based on your answer, your resident County is Chenango.

Based on your answer, your resident County is Clinton.

Based on your answer, your resident County is Columbia.

Based on your answer, your resident County is Cortland.

Based on your answer, your resident County is Delaware.

Based on your answer, your resident County is Dutchess.

Based on your answer, your resident County is Erie.

Based on your answer, your resident County is Essex.

Based on your answer, your resident County is Franklin.

Based on your answer, your resident County is Fulton.

Based on your answer, your resident County is Genesse.

Based on your answer, your resident County is Greene.

Based on your answer, your resident County is Hamilton.

Based on your answer, your resident County is Herkimer.

Based on your answer, your resident County is Jefferson.

Based on your answer, your resident County is Lewis.

Based on your answer, your resident County is Livingston.

Based on your answer, your resident County is Madison.

Based on your answer, your resident County is Monroe.

Based on your answer, your resident County is Montgomery.

Based on your answer, your resident County is Nassau.

Based on your answer, your resident County is Niagra.

Based on your answer, your resident County is Oneida.

Based on your answer, your resident County is Onondaga.

Based on your answer, your resident County is Ontario.

Based on your answer, your resident County is Orange.

Based on your answer, your resident County is Orleans.

Based on your answer, your resident County is Oswego.

Based on your answer, your resident County is Otsego.

Based on your answer, your resident County is Putnam.

Based on your answer, your resident County is Rensselaer.

Based on your answer, your resident County is Rockland.

Based on your answer, your resident County is Saratoga.

Based on your answer, your resident County is Schenectady.

Based on your answer, your resident County is Schoharle.

Based on your answer, your resident County is Schuyler.

Based on your answer, your resident County is Seneca.

Based on your answer, your resident County is St. Lawrence.

Based on your answer, your resident County is Steuben.

Based on your answer, your resident County is Suffolk.

Based on your answer, your resident County is Sullivan.

Based on your answer, your resident County is Tioga.

Based on your answer, your resident County is Tompkins.

Based on your answer, your resident County is Ulster.

Based on your answer, your resident County is Warren.

Based on your answer, your resident County is Washington.

Based on your answer, your resident County is Wayne.

Based on your answer, your resident County is Westchester.

Based on your answer, your resident County is Wyoming.

Based on your answer, your resident County is Yates.

Hidden

Household size income

Your income & Expenses

What is your monthly income before taxes?(Required)

This is how much you make before tax deductions (gross income)

What are your monthly household expenses?(Required)

This typically includes rent/mortgage, utility bills, groceries, clothing, transportation (vehicle payments, gas, parking, tolls, etc), etc

Your Debt

Now let's calculate what you have left over

What is the approximate total amount of monthly payments you make towards your debt?(Required)

This can include utility bills, credit cards, medical bills, personal loans

After paying your household expenses, and making debt payments, this is what you are left with

left with

Print Results

Your Finances at a Glance

This is your monthly income

monthly income

expenses

Your total monthly expenses

debt payments

Your total payments to your debt

Based on your resident city of the Bronx, and your household size of 1, the median annual income for that area is $27,038.

Based on your resident city of the Bronx, and your household size of 2, the median annual income for that area is $83,256.

Based on your resident city of the Bronx, and your household size of 3 or more, the median annual income for that area is $54,583

Add $8,070 for each additional person.

Based on your resident city of Queens, and your household size of 1, the median annual income for that area is $57,749

Based on your resident city of Queens, and your household size of 2, the median annual income for that area is$104,208

Based on your resident city of Queens, and your household size of 3 or more, the median annual income for that area is $89,732

Add $8,070 for each additional person

Based on your resident city of Brooklyn, and your household size of 1, the median annual income for that area is$56,244

Based on your resident city of Brooklyn, and your household size of 1, the median annual income for that area is$104,812

Based on your resident city of Brooklyn, and your household size of 3 or more, the median annual income for that area is $82,936

Add $8,070 for each additional person.

Based on your resident city of the Manhattan, and your household size of 1, the median annual income for that area is$78,193

Based on your resident city of Manhattan, and your household size of 2, the median annual income for that area is $205,490

Based on your resident city of Manhattan, and your household size of 3 or more, the median annual income for that area is $133,880

Add $8,070 for each additional person.

Based on your resident city of Staten Island, and your household size of 1, the median annual income for that area is $44,540

Based on your resident city of Staten Island, and your household size of 2, the median annual income for that area is $126,008

Based on your resident city of Staten Island, and your household size of 3 or more, the median annual income for that area is $110,820

Add $8,070 for each additional person.

Based on your resident city of Albany, and your household size of 1, the median annual income for that area is $56,828

Based on your resident city of Albany, and your household size of 2, the median annual income for that area is $130,871

Based on your resident city of Albany, and your household size of 3 or more, the median annual income for that area is $75,880

Add $8,070 for each additional person.

Based on your resident city of Allegany, and your household size of 3 or more, the median annual income for that area is $108,732

Add $8,070 for each additional person.

Based on your resident city of Allegany, and your household size of 2, the median annual income for that area is $84,697

Based on your resident city of Allegany, and your household size of 1, the median annual income for that area is $32,626

Based on your resident city of Broome, and your household size of 1, the median annual income for that area is $38,732

Based on your resident city of Broome, and your household size of 2, the median annual income for that area is $101,102

Based on your resident city of Broome, and your household size of 3 or more, the median annual income for that area is $88,583

Add $8,070 for each additional person.

Based on your resident city of Chautauqua, and your household size of 1, the median annual income for that area is $35,894

Based on your resident city of Chautauqua, and your household size of 2, the median annual income for that area is $85,140

Based on your resident city of Chautauqua, and your household size of 3 or more, the median annual income for that area is $76,561

Add $8,070 for each additional person.

Based on your resident city of Cattaraugus, and your household size of 1, the median annual income for that area is $34,261

Based on your resident city of Cattaraugus, and your household size of 2, the median annual income for that area is $59,471

Based on your resident city of Cattaraugus, and your household size of 3 or more, the median annual income for that area is $37,250

Add $8,070 for each additional person.

Based on your resident city of Cayuga, and your household size of 3 or more, the median annual income for that area is $77,311

Add $8,070 for each additional person.

Based on your resident city of Cayuga, and your household size of 2, the median annual income for that area is $97,868

Based on your resident city of Cayuga, and your household size of 1, the median annual income for that area is $42,085

Based on your resident city of Chemung, and your household size of 1, the median annual income for that area is $41,086

Based on your resident city of Chemung, and your household size of 2, the median annual income for that area is $104,802

Based on your resident city of Chemung, and your household size of 3 or more, the median annual income for that area is $75,848

Add $8,070 for each additional person.

Based on your resident city of Chenango, and your household size of 3 or more, the median annual income for that area is $75,027

Add $8,070 for each additional person.

Based on your resident city of Chenango, and your household size of 2, the median annual income for that area is $88,056

Based on your resident city of Chenango, and your household size of 1, the median annual income for that area is $34,602

Based on your resident city of Clinton, and your household size of 1, the median annual income for that area is $37,203

Based on your resident city of Clinton, and your household size of 2, the median annual income for that area is $97,806

Based on your resident city of Clinton, and your household size of 3 or more, the median annual income for that area is $87,281

Add $8,070 for each additional person.

Based on your resident city of Columbia, and your household size of 1, the median annual income for that area is $49,159

Based on your resident city of Columbia, and your household size of 2, the median annual income for that area is $114,847

Based on your resident city of Columbia, and your household size of 3 or more, the median annual income for that area is $100,188

Add $8,070 for each additional person.

Based on your resident city of Cortland, and your household size of 1, the median annual income for that area is $37,073

Based on your resident city of Cortland, and your household size of 2, the median annual income for that area is $94,944

Based on your resident city of Cortland, and your household size of 3 or more, the median annual income for that area is $80,814

Add $8,070 for each additional person.

Based on your resident city of Delaware, and your household size of 1, the median annual income for that area is $38,946

Based on your resident city of Delaware, and your household size of 2, the median annual income for that area is $85,866

Based on your resident city of Delaware, and your household size of 3 or more, the median annual income for that area is $75,000

Add $8,070 for each additional person.

Based on your resident city of Dutchess, and your household size of 3 or more, the median annual income for that area is $123,423

Add $8,070 for each additional person.

Based on your resident city of Dutchess, and your household size of 2, the median annual income for that area is $141,266

Based on your resident city of Dutchess, and your household size of 1, the median annual income for that area is $59,205

Based on your resident city of Erie, and your household size of 1, the median annual income for that area is $42,213

Based on your resident city of Erie, and your household size of 2, the median annual income for that area is $114,051

Based on your resident city of Erie, and your household size of 3 or more, the median annual income for that area is $94,647

Add $8,070 for each additional person.

Based on your resident city of Essex, and your household size of 3 or more, the median annual income for that area is $81,271

Add $8,070 for each additional person.

Based on your resident city of Essex, and your household size of 2, the median annual income for that area is $95,579

Based on your resident city of Essex, and your household size of 1, the median annual income for that area is $41,823

Based on your resident city of Franklin, and your household size of 1, the median annual income for that area is $35,429

Based on your resident city of Franklin, and your household size of 2, the median annual income for that area is $88,731

Based on your resident city of Franklin, and your household size of 3 or more, the median annual income for that area is $73,285

Add $8,070 for each additional person.

Based on your resident city of Fulton, and your household size of 3 or more, the median annual income for that area is $73,285

Add $8,070 for each additional person.

Based on your resident city of Fulton, and your household size of 2, the median annual income for that area is $73,285

Based on your resident city of Fulton, and your household size of 1, the median annual income for that area is $73,285

Based on your resident city of Genesse, and your household size of 1, the median annual income for that area is $37,837

Based on your resident city of Genesse, and your household size of 2, the median annual income for that area is $101,319

Based on your resident city of Genesse, and your household size of 3 or more, the median annual income for that area is $86,700

Add $8,070 for each additional person.

Based on your resident city of Greene, and your household size of 1, the median annual income for that area is $39,288

Based on your resident city of Greene, and your household size of 2, the median annual income for that area is $99,348

Based on your resident city of Greene, and your household size of 3 or more, the median annual income for that area is $90,989

Add $8,070 for each additional person.

Based on your resident city of Hamilton, and your household size of 3 or more, the median annual income for that area is $81,389

Add $8,070 for each additional person.

Based on your resident city of Hamilton, and your household size of 2, the median annual income for that area is $87,188

Based on your resident city of Hamilton, and your household size of 1, the median annual income for that area is $44,613

Based on your resident city of Herkimer, and your household size of 1, the median annual income for that area is $36,286

Based on your resident city of Herkimer, and your household size of 2, the median annual income for that area is $96,038

Based on your resident city of Herkimer, and your household size of 3 or more, the median annual income for that area is $87,801

Add $8,070 for each additional person.

Based on your resident city of Jefferson, and your household size of 3 or more, the median annual income for that area is $77,220

Add $8,070 for each additional person.

Based on your resident city of Jefferson, and your household size of 2, the median annual income for that area is $95,990

Based on your resident city of Jefferson, and your household size of 1, the median annual income for that area is $39,656

Based on your resident city of Lewis, and your household size of 1, the median annual income for that area is $37,935

Based on your resident city of Lewis, and your household size of 2, the median annual income for that area is $82,367

Based on your resident city of Lewis, and your household size of 3 or more, the median annual income for that area is $74,104

Add $8,070 for each additional person.

Based on your resident city of Livingston, and your household size of 1, the median annual income for that area is $41,109

Based on your resident city of Livingston, and your household size of 2, the median annual income for that area is $102,630

Based on your resident city of Livingston, and your household size of 3 or more, the median annual income for that area is $89,466

Add $8,070 for each additional person.

Based on your resident city of Madison, and your household size of 1, the median annual income for that area is $44,365

Based on your resident city of Madison, and your household size of 2, the median annual income for that area is $106,877

Based on your resident city of Madison, and your household size of 3 or more, the median annual income for that area is $93,813

Add $8,070 for each additional person.

Based on your resident city of Monroe, and your household size of 3 or more, the median annual income for that area is $93,403

Add $8,070 for each additional person.

Based on your resident city of Monroe, and your household size of 2, the median annual income for that area is $122,579

Based on your resident city of Monroe, and your household size of 1, the median annual income for that area is $45,625

Based on your resident city of Montgomery, and your household size of 3 or more, the median annual income for that area is $75,529

Add $8,070 for each additional person.

Based on your resident city of Montgomery, and your household size of 2, the median annual income for that area is $90,225

Based on your resident city of Montgomery, and your household size of 1, the median annual income for that area is $37,359

Based on your resident city of Nassau, and your household size of 1, the median annual income for that area is $64,945

Based on your resident city of Nassau, and your household size of 2, the median annual income for that area is $179,428

Based on your resident city of Nassau, and your household size of 3 or more, the median annual income for that area is $162,188

Add $8,070 for each additional person.

Based on your resident city of Niagra, and your household size of 3 or more, the median annual income for that area is $102,038

Add $8,070 for each additional person.

Based on your resident city of Niagra, and your household size of 2, the median annual income for that area is $125,845

Based on your resident city of Niagra, and your household size of 1, the median annual income for that area is $51,619

Based on your resident city of Oneida, and your household size of 1, the median annual income for that area is $35,762

Based on your resident city of Oneida, and your household size of 2, the median annual income for that area is $101,287

Based on your resident city of Oneida, and your household size of 3 or more, the median annual income for that area is $84,491

Add $8,070 for each additional person.

Based on your resident city of Onondaga, and your household size of 3 or more, the median annual income for that area is $99,087

Add $8,070 for each additional person.

Based on your resident city of Onondaga, and your household size of 2, the median annual income for that area is $119,677

Based on your resident city of Onondaga, and your household size of 1, the median annual income for that area is $51,568

Based on your resident city of Ontario, and your household size of 1, the median annual income for that area is $51,080

Based on your resident city of Ontario, and your household size of 2, the median annual income for that area is $112,152

Based on your resident city of Ontario, and your household size of 3 or more, the median annual income for that area is $96,807

Add $8,070 for each additional person.

Based on your resident city of Orange, and your household size of 3 or more, the median annual income for that area is $109,278

Add $8,070 for each additional person.

Based on your resident city of Orange, and your household size of 2, the median annual income for that area is $126,545

Based on your resident city of Orange, and your household size of 1, the median annual income for that area is $51,504

Based on your resident city of Orleans, and your household size of 1, the median annual income for that area is $36,795

Based on your resident city of Orleans, and your household size of 2, the median annual income for that area is $89,890

Based on your resident city of Orleans, and your household size of 3 or more, the median annual income for that area is $78,370

Add $8,070 for each additional person.

Based on your resident city of Oswego, and your household size of 3 or more, the median annual income for that area is $85,056

Add $8,070 for each additional person.

Based on your resident city of Oswego, and your household size of 2, the median annual income for that area is $103,156

Based on your resident city of Oswego, and your household size of 1, the median annual income for that area is $41,552

Based on your resident city of Otsego, and your household size of 1, the median annual income for that area is $41,310

Based on your resident city of Otsego, and your household size of 2, the median annual income for that area is $93,317

Based on your resident city of Otsego, and your household size of 3 or more, the median annual income for that area is $82,486

Add $8,070 for each additional person.

Based on your resident city of Putnam, and your household size of 3 or more, the median annual income for that area is $142,116

Add $8,070 for each additional person.

Based on your resident city of Putnam, and your household size of 2, the median annual income for that area is $154,389

Based on your resident city of Putnam, and your household size of 1, the median annual income for that area is $69,053

Based on your resident city of Rensselaer, and your household size of 1, the median annual income for that area is $52,188

Based on your resident city of Rensselaer, and your household size of 2, the median annual income for that area is $134,395

Based on your resident city of Rensselaer, and your household size of 3 or more, the median annual income for that area is $103,142

Add $8,070 for each additional person.

Based on your resident city of Rockland, and your household size of 3 or more, the median annual income for that area is $119,080

Add $8,070 for each additional person.

Based on your resident city of Rockland, and your household size of 2, the median annual income for that area is $138,288

Based on your resident city of Rockland, and your household size of 1, the median annual income for that area is $61,419

Based on your resident city of Saratoga, and your household size of 1, the median annual income for that area is $60,022

Based on your resident city of Saratoga, and your household size of 2, the median annual income for that area is $138,388

Based on your resident city of Saratoga, and your household size of 3 or more, the median annual income for that area is $119,944

Add $8,070 for each additional person.

Based on your resident city of Schenectady, and your household size of 3 or more, the median annual income for that area is $93,655

Add $8,070 for each additional person.

Based on your resident city of Schenectady, and your household size of 2, the median annual income for that area is $120,824

Based on your resident city of Schenectady, and your household size of 1, the median annual income for that area is $53,480

Based on your resident city of Schoharie, and your household size of 1, the median annual income for that area is $39,482

Based on your resident city of Schoharie, and your household size of 2, the median annual income for that area is $96,556

Based on your resident city of Schoharie, and your household size of 3 or more, the median annual income for that area is $84,506

Add $8,070 for each additional person.

Based on your resident city of Schuyler, and your household size of 3 or more, the median annual income for that area is $81,509

Add $8,070 for each additional person.

Based on your resident city of Schuyler, and your household size of 2, the median annual income for that area is $89,972

Based on your resident city of Schuyler, and your household size of 1, the median annual income for that area is $41,620

Based on your resident city of Seneca, and your household size of 1, the median annual income for that area is $36,663

Based on your resident city of Seneca, and your household size of 2, the median annual income for that area is $92,096

Based on your resident city of Seneca, and your household size of 3 or more, the median annual income for that area is $81,616

Add $8,070 for each additional person.

Based on your resident city of St. Lawrence, and your household size of 3 or more, the median annual income for that area is $82,461

Add $8,070 for each additional person.

Based on your resident city of St. Lawrence, and your household size of 2, the median annual income for that area is $104,862

Based on your resident city of St. Lawrence, and your household size of 1, the median annual income for that area is $31,420

Based on your resident city of Steuben, and your household size of 1, the median annual income for that area is $33,003

Based on your resident city of Steuben, and your household size of 2, the median annual income for that area is $96,545

Based on your resident city of Steuben, and your household size of 3 or more, the median annual income for that area is $84,530

Add $8,070 for each additional person.

Based on your resident city of Suffolk, and your household size of 3 or more, the median annual income for that area is $144,119

Add $8,070 for each additional person.

Based on your resident city of Suffolk, and your household size of 2, the median annual income for that area is $162,368

Based on your resident city of Suffolk, and your household size of 1, the median annual income for that area is $62,421

Based on your resident city of Sullivan, and your household size of 1, the median annual income for that area is $35,741

Based on your resident city of Sullivan, and your household size of 2, the median annual income for that area is $112,240

Based on your resident city of Sullivan, and your household size of 3 or more, the median annual income for that area is $97,869

Add $8,070 for each additional person.

Based on your resident city of Tioga, and your household size of 3 or more, the median annual income for that area is $83,276

Add $8,070 for each additional person.

Based on your resident city of Tioga, and your household size of 2, the median annual income for that area is $98,616

Based on your resident city of Tioga, and your household size of 1, the median annual income for that area is $36,823

Based on your resident city of Tompkins, and your household size of 1, the median annual income for that area is $41,436

Based on your resident city of Tompkins, and your household size of 2, the median annual income for that area is $134,801

Based on your resident city of Tompkins, and your household size of 3 or more, the median annual income for that area is $113,043

Add $8,070 for each additional person.

Based on your resident city of Ulster, and your household size of 3 or more, the median annual income for that area is $110,926

Add $8,070 for each additional person.

Based on your resident city of Ulster, and your household size of 2, the median annual income for that area is $123,490

Based on your resident city of Ulster, and your household size of 1, the median annual income for that area is $49,162

Based on your resident city of Warren, and your household size of 1, the median annual income for that area is $45,779

Based on your resident city of Warren, and your household size of 2, the median annual income for that area is $113,092

Based on your resident city of Warren, and your household size of 3 or more, the median annual income for that area is $102,338

Add $8,070 for each additional person.

Based on your resident city of Washington, and your household size of 3 or more, the median annual income for that area is $81,109

Add $8,070 for each additional person.

Based on your resident city of Washington, and your household size of 2, the median annual income for that area is $94,190

Based on your resident city of Washington, and your household size of 1, the median annual income for that area is $43,668

Based on your resident city of Wayne, and your household size of 1, the median annual income for that area is $40,790

Based on your resident city of Wayne, and your household size of 2, the median annual income for that area is $104,435

Based on your resident city of Wayne, and your household size of 3 or more, the median annual income for that area is $93,141

Add $8,070 for each additional person.

Based on your resident city of Westchester, and your household size of 3 or more, the median annual income for that area is $157,397

Add $8,070 for each additional person.

Based on your resident city of Westchester, and your household size of 2, the median annual income for that area is $192,297

Based on your resident city of Westchester, and your household size of 1, the median annual income for that area is $60,779

Based on your resident city of Wyoming, and your household size of 1, the median annual income for that area is $36,955

Based on your resident city of Wyoming, and your household size of 2, the median annual income for that area is $91,628

Based on your resident city of Wyoming, and your household size of 3 or more, the median annual income for that area is $81,633

Add $8,070 for each additional person.

Based on your resident city of Yates, and your household size of 3 or more, the median annual income for that area is $79,139

Add $8,070 for each additional person.

Based on your resident city of Yates, and your household size of 2, the median annual income for that area is $87,438

Based on your resident city of Yates, and your household size of 1, the median annual income for that area is $37,121

Your stated annual income is:

Income

If your annual income is less than the median annual income above, then you pass the means test and automatically qualify for bankrupcty!

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